Fractional CFO Services, Delivered Every Month
Your fractional CFO team turns your numbers into an actionable plan. Each month, you receive a comprehensive financial package with the reporting, analysis, and forecasting you need to make confident decisions.
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Variance within 2% of plan.
- Revenue $392,890 Up12.8%
- Gross Profit 49.4% Up12.8%
- Net Margin 23.1% Up2.8%
Actual · Projected
The Financial Challenges Our Fractional CFO Services Solve
Most growing businesses hit the same walls. Our fractional CFO advisors bring the visibility and strategy to get you through them.
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Runway plan in motion.
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! Cash runway under 12 monthsOn it -
! Gross margin slipping −2.4%On it -
! Budget variance +8% vs planOn it
Senior Finance Leadership, Without the Overhead
Get the strategic guidance of a senior finance leader on flexible terms that fit how your business actually runs. At $1,600 per month, our fractional CFO services cost 89% less than hiring an in-house CFO or Controller.
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Senior leadership, on demand.
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In-house CFO / Controller
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Bookkeeper360 Fractional CFO
Your Dedicated CFO Team
Senior, U.S.-based finance leaders dedicated to your business and its growth.
Terry Rubenfeld, CPA
CFO and Director of Advisory Services
Leads financial strategy and long-term planning for growing businesses.
Ryan Anvari, CPA
Director of Tax and Business Services
Specializes in tax planning and compliance for startups and established companies.
Jeremy Cook
Senior FP&A Analyst
Manages forecasting, budgeting, and KPI reporting.
Brandon Wasser
Controller
Oversees financial operations, reporting accuracy, and internal controls.
Clear, Scalable Pricing for CFO Services
Flexible engagements that scale with your business, from ongoing CFO support to one-time strategic projects.
Fractional CFO
Best for growing businesses with complex needs.
What’s included
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12-Month Budget
Best for business owners who want a clear roadmap.
What’s included
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3-Year Forecast
Best for teams preparing for growth and strategic planning.
What’s included
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All engagements are flexible: scale up, down, or add one-time projects anytime. Custom scopes available on request.
Save When You Bundle
Pair CFO services with our bookkeeping & tax services and get a reduced monthly rate across the board.
Fractional CFO Software with Real-Time Financial Insights
Our software offers performance dashboards, messaging tools, and AI-powered insights, giving you the cash flow visibility and communication you need to run your business like a modern CFO. Included with every fractional CFO engagement.
Live Dashboards
View your P&L, cash position, burn rate, and KPIs in real time across web and mobile.
In-App Messaging
Message your bookkeeper or CFO team directly. No lost emails or delayed responses.
AI Insights
Automatically surface trends, anomalies, and opportunities before they impact your financials.
Xero & QuickBooks Integration
Connects directly to the accounting platform you already use. No migration required.
Financial Overview · April
Revenue
$284KUp 12.4%
Net Margin
23.1%Up 2.8%
Burn
$41KDown 5.1%
Revenue vs. Last Year
Trusted by Thousands of Growing Businesses
4.8 / 5 across 230+ verified Google reviews
Great team - diligent and fast! Switched to them after another bookkeeper burned out, and I have been thrilled with the results!Rob Howard Howard Development & Consulting, LLC & Innovating with AI, LLC
Bookkeeper360 has made managing my small business so much easier. They’re communicative, personable, and great at problem-solving!Sara Ferrer Zoey Koko LLC
Our experience with Bookkeeper360 has been extraordinary. Their attention to detail and expertise give us complete peace of mind. Highly recommend!Tameka Brown LINC, Inc
Fractional CFO Questions, Answered
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What is a fractional CFO and how does it differ from traditional CFO services?
A fractional CFO is an external financial executive who provides strategic financial guidance on a part-time or project basis rather than as a full-time employee. Unlike traditional CFO services that require significant overhead for a full-time hire, outsourced CFO services offer experienced financial leadership scaled to your business needs. A fractional CFO handles financial planning, cash flow management, budgeting, and strategic decision-making without the commitment of a salaried position, making it ideal for growing companies that need enterprise-level financial expertise. -
What financial advisory services does a fractional CFO typically provide?
Financial advisory services from a fractional CFO include cash flow forecasting and management, financial statement analysis and reporting, budget development and variance analysis, profitability analysis by product or service line, pricing strategy optimization, financial risk assessment, and strategic recommendations for growth. Bookkeeper360's fractional CFO also integrates seamlessly with your existing bookkeeping operations to ensure your accounting foundation supports strategic initiatives. Your CFO accounting services focus on transforming raw financial data into actionable business intelligence that drives decision-making at the executive level. -
How can fractional CFO services help my business grow faster?
Fractional CFO services accelerate growth by identifying cash flow inefficiencies, optimizing working capital, and highlighting which products or service lines drive the most profit. Your fractional CFO analyzes financial trends, flags cost-saving opportunities, and models scenarios to support major business decisions like hiring, expansion, or pricing changes. With financial advisory services providing clarity on unit economics and customer lifetime value, you make data-driven decisions rather than guessing. Many growing companies find that outsourced CFO services pay for themselves through improved margins and better-informed capital allocation decisions. -
What is the difference between a fractional CFO and bookkeeping CFO services?
Bookkeeping focuses on recording and organizing historical transactions, while bookkeeping CFO services combine accurate bookkeeping with strategic financial analysis. A fractional CFO takes this further by providing forward-looking guidance on financial strategy, profitability optimization, and business planning. Many companies start with bookkeeping services for foundational accuracy, then add fractional CFO services as they scale and need strategic financial direction. Bookkeeper360 integrates both services so your CFO accounting services are built on clean, auditable financial records and real-time data. -
When should a growing company transition from bookkeeping to fractional CFO services?
Most growing companies benefit from adding fractional CFO services when they reach $1 million to $5 million in revenue and face strategic decisions like scaling operations, entering new markets, or managing cash flow through growth phases. At this stage, basic bookkeeping becomes insufficient and financial advisory services become critical for competitive advantage. Your fractional CFO works with your existing bookkeeping to layer strategic analysis on top of accurate financial records. Companies with unpredictable revenue, seasonal fluctuations, or rapid growth particularly benefit from outsourced CFO services that adapt to changing needs without the overhead of hiring full-time. -
Can a fractional CFO work with my existing accountant or bookkeeper?
Yes. Fractional CFO services are designed to complement your existing financial team. Your CFO accounting services layer strategic guidance on top of bookkeeping accuracy, and your fractional CFO coordinates with your current bookkeeper to ensure data integrity and alignment on financial priorities. This integrated approach means you avoid redundant work and leverage each role effectively. Many companies run bookkeeping through Bookkeeper360 while engaging a fractional CFO from the same provider for seamless coordination and unified financial strategy. Outsourced CFO services work best when built on reliable bookkeeping foundations. -
How do fractional CFO fees compare to hiring a full-time CFO?
A full-time CFO typically costs $150,000 to $350,000 annually in salary plus benefits, payroll taxes, and overhead. Fractional CFO services through providers like Bookkeeper360 range from a few thousand dollars monthly depending on scope and complexity, offering significant savings while providing the same level of expertise. Outsourced CFO services give you flexibility to adjust hours during slow periods or increase engagement during growth phases without renegotiating employment terms. Financial advisory services remain scalable, allowing you to access enterprise-level guidance at a fraction of the cost of traditional CFO hiring.
Your Dedicated CFO Partner
Empower your business with financial clarity, strategic insight, and planning. Tell us about your goals and we'll set up a free strategy session with our CFO team.
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No commitment. A senior advisor will review your goals and map next steps.